Debt

I’m 41, married 10 years, and just found out my husband has credit card debt over $50K. Can I be held accountable?

Till debt do us part indeed.

By Emma Caplan-Fisher

97% of American Seniors Are Carrying Debt Into Retirement — 4 Simple Ways To Tackle What You Owe

They should be enjoying sunset vacations. Instead, millions of seniors are sinking deeper into debt.

By Phil Osagie

My Father-In-Law, 73, Has Cancer, No Retirement Savings — And $250K Left on a Mortgage. What Do We Do?

Explore options when dealing with medical debt.

By Christy Bieber

Latest Articles

How To Put Dave Ramsey’s Popular ‘7 Baby Steps’ Into Action

By Phil Osagie| 03.10.2025
This California Couple, Mid-30s, Owes Their Pal $500,000 and They Want To Pay Him Back Early — but the Friend Said No To Prevent a Big Tax Hit. Is He Allowed To Refuse? Ramsey Show Responds

By Vishesh Raisinghani| 03.08.2025
National Debt Got You Scared About Your Own Debt?

By Jing Pan| 03.07.2025
Texas Couple Makes $161,000 per Year — But Is Drowning In $90,000 Credit Card Debt, Spent $20,000 on California Vacation. Caleb Hammer Shames Them for ‘Acting Like You’re Multimillionaires'

By Vishesh Raisinghani| 03.05.2025
Woman pressured into paying for decades-old debt

By Vawn Himmelsbach| 03.02.2025
My Mother Died at Age 78, Leaving Me Her Fully Owned Home — But Also a Heloc and Credit Card Debt. With No Life Insurance or Saving, Should I Get a Mortgage, Pay Her Debt and Keep the House?

By Christy Bieber| 02.25.2025
Suze Orman Warns Social Security Recipients Against This 'Heavy Burden' as America Speeds Towards 2033 Payment Cliff

By Vishesh Raisinghani| 02.25.2025
A Bill Collector From American Express Once Asked Dave Ramsey’s Wife, ‘Why Would You Stay With a Man Who Won’t Pay His Bills?’ and It Made the Money Guru Mad. Here’s What He Did

By Maurie Backman| 02.23.2025
‘Please Take Me to Small-Claims Court’: This St. Louis Man’s Credit Score Plunged From 815 to 630 After His Landlord Sent a $4,500 Rent Dispute to Collections — Here’s How He Fought Back

By Victoria Vesovski| 02.22.2025
We’re in Our Mid-30s With $45,000 of Consumer Debt and Only $1,500 in Savings. We Want to Start Building a Nest Egg but Are Worried About Trump. How Do We Prepare for a Potential Recession?

By Maurie Backman| 02.21.2025
This 39-year-old Went From Filing for Chapter 7 Bankruptcy in the US to Living Rent-Free in Paris, Spending $8,939/Month

By Sarah Li-Cain, AFC| 02.20.2025
I’m 32 and Took Out a $23,000 Consolidated Loan, but Now I’m Paying Almost Half my Salary to Service It

By Chris Clark| 02.18.2025
Elon Musk Claims DOGE Will Trigger a ‘Fall’ in US Treasury Yields — and Says ‘All Americans’ Will Gain From Low Interest on Mortgages, Credit Cards, Other Debt. Here’s Why and What To Do

By Jing Pan| 02.18.2025
I’m 40 and Turned my Life Around but Overwhelmed with Debt Including $82K Student Loans and $110K Mortgage. How do I Get Help Without Getting Scammed into Insurance?

By Christy Bieber| 02.18.2025
Kevin O’Leary Says he Hates Debt, Buys Everything in Cash but Famous YouTuber Suggests That's Easy Because he Has ‘So Much Money'

By Vishesh Raisinghani| 02.12.2025
'Rich Dad, Poor Dad' author Robert Kiyosaki bragged that being $1.2 billion in debt is better than ‘friend’ Dave Ramsey’s mantra of living debt-free

By Victoria Vesovski| 02.10.2025
My Wife Refuses to Accept a $250,000 Gift From Her Rich Aunt, But I Really Want the Money So We Can Pay Off Our House and Invest Regularly. How Can I Convince Her With Numbers?

By Vawn Himmelsbach| 02.10.2025
My Great Aunt, 82, Is Drowning in $80K of Credit Card Debt, $15K in Missed Timeshare Payments. Should We Keep Helping Her Pay It Down or Is It Better To Just Ignore It at Her Age?

By Vawn Himmelsbach| 02.07.2025
Millions of US Government Dollars are Stolen through Food Stamp Fraud Each Year, but Congress Ended the Program that Reimburses Victims. Protect Yourself Now

By Sarah Li-Cain, AFC| 02.05.2025
‘Do not lend anyone money that you are dating’: Sex and the City's Kristin Davis was ghosted by a ‘very successful actor’ after lending him $5K. Here’s why you should follow her advice

By Victoria Vesovski| 01.28.2025
This Utah man hid $26,000 in debt from pregnant wife that he racked up buying Pokemon cards, trying to get famous — says she’s filing for divorce

By Vishesh Raisinghani| 01.28.2025
‘It counts as homelessness’: This California woman went from a homeowner to living in a trailer with $22K in Costco debt. Here’s how she found herself in trouble and she can get out if it

By Vishesh Raisinghani| 01.28.2025
Couple in their 30s have serious financial tension — she refuses to combine finances, he feels uncertain. Ramit Sethi responds

By Vishesh Raisinghani| 01.27.2025
I’m 20 and saved $15,000 over 2 years to study abroad. Now my pregnant cousin is hurting financially and asking for money. Am I selfish for saying no?

By Christy Bieber| 01.23.2025
This Pittsburgh Man Simply Tried To Cut His Energy Bills — and It Turned Into a Financial Nightmare. Here Are the Predatory Tactics He Fell Victim to and 3 Red Flags To Watch Out For

By Maurie Backman| 01.22.2025
California man with $170K in tax debt mulls bankruptcy after buying pre-IPO stocks. Here are 3 options to help him pay off his debt

By William Koblensky Varela| 01.21.2025
This Ohio Man Says His Wife Is ‘Very Attached’ to Their Leased Car, Refuses Cheaper Options — but They’re Broke, Make $40,000 Combined. The Ramsey Show Responds With a Reality Check

By Vishesh Raisinghani| 01.20.2025
This Reddit user was shamed for not helping a friend in need — but should she feel guilty for refusing to lend her a ‘substantial amount’ of money?

By Victoria Vesovski| 01.16.2025
I put a $2,500 emergency car repair on my credit card 2 years ago, but I have since lost my job — I now owe over $4,900 with interest of 25%. How can I get out of this mess?

By Christy Bieber| 01.05.2025
This critical formula can transform your personal finances for the better — and it’s dead simple to calculate. Here’s how to use it for riches in 2025

By Lou Carlozo| 01.04.2025
We bought our dream home in Georgia last year — but recently discovered a $10,000 lien

By Chris Clark| 12.28.2024
We lied to our 22-year-old son about being able to afford his $80,000 college tuition

By Chris Clark| 12.27.2024
The CFPB says some 'deceptive' lenders 'mislead student borrowers' about a major downside of refinancing federal student loans

By William Koblensky Varela| 12.19.2024
US credit card debt just hit a new record of $1.17 trillion — how can Americans dig their way out of this hole?

By Maurie Backman| 12.16.2024
‘Your Income Doesn’t Determine Wealth’: Dave Ramsey Shares His Definition of Being ‘Broke’ in America — and It’s a Common Scenario. Would You Be Failing Financially in His Eyes?

By Vishesh Raisinghani| 12.13.2024
Iowa woman’s mother-in-law, 73, lost $150K to a scam. They froze her credit, moved her into their home and set rules — now she’s angry. Is that fair?

By Vishesh Raisinghani| 12.11.2024
This LA woman got called into work at Walmart on her day off, bought a lucky scratcher and walked away a millionaire — here are the 2 surprising things she’ll do with the money

By Danielle Antosz| 12.07.2024